# Regulation 28 (Insurance) — non-compliances in Cork > What inspectors found under Regulation 28 (Insurance) at 2 early years services in Cork, with providers' responses. ## Regulation 28 in Cork Insurance: **2** non-compliance(s) in the latest reports we read. An inspection records what inspectors saw **on one day**; services respond with corrective actions — [how to read this](/methodology.md). 26 November 2025 ##### [Coomhola Highscope Community Playgroup](/creche/coomhola-highscope-community-playgroup-bantry.md), Bantry · Regulation 28 — Insurance - • The current insurance certificate detailed the category of service covered was sessional, with insurance for a maximum of 18 children until the 27 March 2026. No other category of service was outlined on the insurance certificate. The service was not adequately insured to operate outside a sessional care service - (1). (3) • The registered provider had not informed the Agency in writing that the service was operating outside of the service current registration status. The service is registered as a sessional service. On day of inspection, it was found that four children were in attendance in the service for six hours which is outside the approved registration status - • In the corrective and preventative response (CAPA) received, stated the insurance was amended immediately post the inspection and the service is now insured to operate a full day care service. Twenty children is the maximum number of children insured to attend the service at any one time. The expiratory date of the current insurance cover is the 27 March 2026 - • In the corrective and preventative response (CAPA) received, stated that a change in circumstances form was forwarded to the Department for Services Operating Outside of Registration Status (SOORS) to register the service to operate a full day care service. The service is currently registered to operate a sessional service only. Consultation is ongoing with SOORS and the service is currently seeking advice in relation to planning permission from Cork County Council to operate a full day care service 13 May 2024 ##### [Tots to Teens Childcare Ltd.](/creche/tots-to-teens-childcare-ltd-carrig-na-bhfear.md), Carrig Na Bhfear · Regulation 28 — Insurance - The insurance policy provided on the day of inspection did not indicate the type of service insured. Not appropriately insuring the service may hinder appropriate management of concerns that require a response from an insurance company. It was acknowledged that details of updated insurance cover were received on 16 May 2024 - The service’s insurance company was contacted and an updated insurance cert was issued. This includes the required details and states that the service provides full day care. In future, the service will ensure that all correspondence with the insurance company includes the correct information ### Regulation 28 in other counties - [Clare](/regulation/28/clare.md) - [Donegal](/regulation/28/donegal.md) - [Dublin](/regulation/28/dublin.md) - [Galway](/regulation/28/galway.md) - [Wexford](/regulation/28/wexford.md) --- Página: https://creche-inspection-reports.pages.dev/regulation/28/cork/ Fonte: Tusla Early Years Inspectorate Recolha: 2026-09-11